The Goddess in Every Woman

A Diva in Business: Curbing Retail Therapy and Getting a Free Credit Report

I’ve been discussing the “Diva Entrepreneur” concepts with a friend, and we isolated one single thing that keeps women from finding their place in the business world: overspending and retail therapy. You see, I believe that each girl has a business sense that is more finely tuned than a man’s, but this third sense in business has an emotional counterpart. Some women, when they are stressed or heartbroken lose their focus and that’s when it all falls apart. An entrepreneur can take charge in every single aspect of her business, from watching her credit score like hawk, to inventorizing, to finding ways to improve credit standing.

Entrepreneurial success is no accident, particularly when the woman behind the successful enterprise has the passion and the mindset necessary to improve her spending strategy. A lot of us are crippled by retail therapy, particularly if we cannot afford it.It’s not like we mean to spend every single dime in our account on a gadget, it’s just that we are looking for a quick fix. We may be feeling like we are never giving ourselves enough or we think we deserve something to make us smile after a long hard day of dealing with finnicky customers. However we justify it, retail therapy when we barely have money to cover our daily needs, and we are close to maxing the good ol’ plastic card, is counterproductive.

The solution? Start a business.

A small enterprise is a diva’s brainchild. If a diva invests all of her time to making her business grow, she will feel good about herself, and she will improve her lifestyle. Isn’t it better to celebrate a success with retail therapy than use retail shopping as a way to simulate a success?

The first step to building a business is to avail of a free credit report to gauge the extent of the damage caused by your previous spending. If you’re standing is sound, go ahead and invest a part of your floating money on a planned out venture.

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Personal Debt Management: A Dash of Self Love Will Go a Long Way

Everyone wants to be loved, but the big difference lies in how they want to be loved, and what loving means to them. Do you measure love in terms of the number of people you attract, the fame that comes with it, or in terms of how many want your attention? A lot of people profess that they are unlucky in love, but what they really mean is that they’re failing in one aspect in their lives that doesn’t necessarily have anything to do with giving and receiving love.

It all starts with loving yourself.

Psychological health is seldom discussed outside the shrink’s office, and when finally brought up, becomes a thing that only psychologists and life coaches can deal with. People who admit that “they have a problem” take the first step to mending their lives, but the whole process becomes a convoluted array of counselling sessions and antidepressant pills. Is there a way to make the self loving process simple? One thing that people fail to understand is that they put so much stress on themselves when they don’t need to.

Do not do anything that will cause you stress in the future. Setting yourself up for financial ruin by borrowing too much now to assuage that nagging guilt that you’re not loving yourself more will not help you really give something back to yourself in the future.

One example of this is the credit card issue. Let’s say one person owes 500 dollars in credit and is allowed to borrow up to a thousand. Does he resolve the 500 dollar debt first before even touching the rest of the credit limit? Or, would he use it until it maxes out then worry about everything later?

Worry is the keyword there. I can tell you now that the best gift you can give to yourself is peace of mind. Allow yourself breathing room, to live free of obligation and anxiety. This starts with an overhaul of your spending habits. You must not treat each ‘frugal’ move as a self sacrifice. Think of frugality and thrift as a means of giving yourself that feeling of not owing anything to anyone.

Self love means imposing tough love on yourself.

Like our parents tell us “You have to do this so that you will be well off in the future”. Always think of what kind of emotional and psychological state you will be in. Aiming for a stress-free future becomes the new goal.

No Comments | Posted in » Peace of Mind 101, Self Help, Self Love